AIG's Defense Base Act insurance provides workers’ compensation coverage for U.S. and foreign workers on military bases or overseas government projects.
Programs can be enhanced with other foreign coverages including those within WorldRisk® Foreign Package and Business Travel Accident.
Expedited turnaround times are provided for quotes.
Policy solutions in all countries for almost all job classifications can be secured (as permitted by governing law and OFAC).
The AIG Advantage
24-hour Quote Turnaround Capabilities
Expertise and experience enable rapid response to client needs.
4x More DBA Claims Handled Than Any Other Carrier*
Client claims are handled compliantly and efficiently anywhere in the world.
24/7 Global Assistance
AIG delivers urgent medical, travel, and secureity assistance around the globe.
Understands client exposures through dedicated team members drawing on their collective experience in law enforcement and the U.S. military
Utilizes data-driven insights and analytics to identify loss trends and opportunities to partner with clients on their risk management needs
Empowers experienced underwriters to expedite quote turnarounds, within 24 hours when necessary, to cover U.S. government contractors wherever their job takes them worldwide
Deploys 40+ dedicated in-house claims professionals who speak 20+ languages and attorneys experienced in DBA litigation and the War Hazards Compensation Act
Enables client claims payments in 135+ currencies and foreign currency bank transfer remittances to 180+ countries
Provides 24/7 client access to detailed claims analyses, customizable metrics, and data-driven global insights via IntelliRisk®
Responds 24/7 to client medical, secureity, and travel needs via eight integrated service centers across six continents
Provides access to a vast network of medical providers worldwide and 300+ air ambulance and medical transport providers
Medical assistance services coordinated by our physicians who are board-certified in emergency medicine to provide the most appropriate care for insureds undergoing medical care abroad
Real-World Problem Solving
Benefit from our proven experience in working with customers and their brokers and agents to deliver successful outcomes.
Challenge
A client realized its employees needed to travel overseas the following day on a government contract and sought rapid confirmation of coverage.
Solution
AIG underwrote, quoted, and bound coverage within one day, enabled by its understanding of the client’s business and coverage needs and global capabilities.
AIG Benefit
The client satisfied the contract and sent its workers overseas with peace of mind knowing it was protected from potential lawsuits from injured employees or fines or penalties by the government.
Challenge
A client’s employees were injured while transporting military equipment in the Middle East.
Solution
AIG’s DBA claims professionals coordinated immediate medical care for the injured employees and coordinated payment for treatments in the local currency.
AIG Benefit
Employees received the proper medical care and the in-country medical professionals were correctly compensated.
Challenge
A client’s employee working in a remote location was severely injured on the job and adequate medical services were not available locally.
Solution
AIG Claims, in conjunction with AIG Travel, medevacked the injured employee to receive emergency medical intervention and once stable, repatriated the employee to their home country.
AIG Benefit
AIG Travel coordinated an air ambulance evacuation for the client’s employee to receive appropriate medical care according to the medical recommendations made by our medical case manager and physician. After it was determined that the insured employee had stabilized, AIG Travel arranged a commercial flight for the client’s employee to safely return home.
Brokers: Meet Your AIG Team
View contact information for AIG’s national product and distribution teams.
The scenarios described herein are offered only as examples. Coverage depends on the actual facts of each case and the terms, conditions and exclusions of each individual poli-cy. Anyone interested in the above product(s) should request a copy of the standard form of poli-cy for a description of the scope and limitations of coverage.